Privacy Policy of Creditoro Sp. z o.o.

This Privacy Policy explains how Creditoro Sp. z o.o., based in Warsaw, processes personal data in connection with the provision of technology services, including solutions based on artificial intelligence, blockchain and distributed ledgers, API integrations and IT development.

We respect the privacy of all users and business partners and process personal data in a transparent and secure manner.

1. Data Controller

The controller of personal data is:

Creditoro Sp. z o.o.
ul. Niedźwiedzia 29B
02-737 Warszawa, Poland
E-mail: info@creditoro.eu

2. Scope of processed data

We may process the following categories of data:

  • identification details (name, surname, position, company),

  • contact details (e-mail address, phone number),

  • technical information necessary for access to our services,

  • data voluntarily submitted through forms or direct communication,

  • information related to the use of our website and digital systems (cookies, logs, device information).

We do not process sensitive data unless required for a specific legal purpose and only with explicit consent.

3. Purposes of processing

Personal data are processed for the following purposes:

  • responding to enquiries and maintaining business communication,

  • preparing commercial information and cooperation proposals,

  • ensuring the correct operation of our website and IT infrastructure,

  • providing and improving our AI, blockchain and IT services,

  • fulfilling obligations arising from applicable laws,

  • securing potential claims.

4. Legal basis

Depending on the context, data are processed based on:

  • the necessity to perform a contract or take steps prior to its conclusion,

  • the legitimate interest of Creditoro (communication, security, analytics),

  • consent granted by the data subject,

  • legal obligations.

5. Data retention

Data are retained only for the period necessary to achieve the purposes listed above or until withdrawal of consent, unless further storage is required by law.

6. Data recipients

We may share data with:

  • providers of IT infrastructure and cloud services,

  • entities supporting us in analytics, security or maintenance of digital tools,

  • partners involved in the provision of our technology services (AI, blockchain, IT),

  • authorities if required by law.

Data are not sold or transferred to unrelated third parties.

7. Rights of data subjects

You have the right to:

  • access your data,

  • correct or update data,

  • request deletion or restriction,

  • object to processing,

  • withdraw consent,

  • request data portability.

You can exercise these rights by contacting us at: info@creditoro.eu

8. Data security

We apply technical and organizational measures adapted to the nature of our services, including encryption, access control, monitoring tools and minimization of processed data.

9. International transfers

If data are transferred outside the European Economic Area, appropriate safeguards (such as standard contractual clauses) are applied.

10. Updates to this policy

The Privacy Policy may be updated. The latest version is always available on creditoro.pl.