COOKIE POLICY — CREDITORO.EU

Last updated: November, 16th 2025

This Cookie Policy explains how Creditoro sp. z o.o., with its registered office at Niedźwiedzia 29B, 02-737 Warsaw, Poland, (“Creditoro”, “we”, “us”, “our”) uses cookies and similar technologies on the website creditoro.eu (“Website”).

By continuing to browse or use our Website, you agree that cookies may be placed on your device, unless you have disabled them through our cookie consent banner or your browser settings.

If you have any questions, please contact us at: info@creditoro.eu.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit websites. They collect standard internet log information and visitor behaviour information. Cookies may be set by the Website (“first-party cookies”) or by third-party providers whose services we use (“third-party cookies”).

Cookies allow us to:

  • ensure that the Website works correctly,

  • understand how users interact with the Website,

  • improve security and performance,

  • provide optional analytics and measurement tools.

2. Types of Cookies We Use

We use the following categories of cookies, in accordance with GDPR and the settings managed through our cookie consent tool (CookieYes).

2.1. Strictly Necessary Cookies (Essential)

These cookies are required for the Website to function properly. Without them, some features will not work.
They are always active and do not require your consent.

Examples:

  • session handling

  • security and access control

  • cookie preference storage (CookieYes)

2.2. Analytics Cookies

These cookies help us understand how visitors use the Website, so we can improve functionality, performance, and user experience.

Analytics cookies are only set after you give consent in the cookie banner.

Examples (if enabled):

  • Google Analytics 4

  • traffic statistics

  • device/browser metrics

2.3. Functional Cookies

These cookies enable enhanced functionality or personalization, such as remembering preferences.
Disabled by default unless explicitly permitted.

2.4. Marketing / Advertising Cookies

Currently not used on creditoro.eu.
If implemented in the future (e.g., Meta Pixel, LinkedIn Insights), these cookies will only load if you give explicit consent.

3. Managing Cookies

You can manage your cookie preferences through:

3.1. Cookie Banner (CookieYes)

On your first visit, you will see a cookie consent banner that allows you to:

  • Accept all cookies

  • Reject non-essential cookies

  • Manage preferences by category

You can change your choices at any time through the “Cookie Settings” link in the footer.

3.2. Browser Settings

Most web browsers allow you to block or delete cookies. Instructions can be found at:

Be aware that blocking essential cookies may affect Website functionality.

4. Third-Party Services Used on the Website

We may use third-party tools that require cookies, depending on your consent:

  • CookieYes – to manage cookie categories and user consent

  • Google Analytics 4 (optional; only if enabled in the future)

  • Cloudflare Security Cookies (if applicable to hosting configuration)

These providers may process data outside the EU, in accordance with GDPR safeguards.

If we introduce additional analytics or marketing tools, this Cookie Policy will be updated accordingly.

5. Data Protection and GDPR

Using cookies may involve the processing of personal data (e.g., IP address, device information, browsing behaviour).

Processing of non-essential cookies is based on your explicit consent (Art. 6(1)(a) GDPR).

Processing of essential cookies is based on our legitimate interest (Art. 6(1)(f) GDPR) in ensuring Website security and functionality.

Your rights under GDPR include:

  • access to your data,

  • correction,

  • deletion,

  • objection to processing,

  • withdrawal of consent at any time.

Requests can be sent to: info@creditoro.eu

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect operational, legal, or regulatory changes.

The date of the last update appears at the top of this document.

7. Contact

Creditoro sp. z o.o.
ul. Niedźwiedzia 29B, 02-737 Warsaw, Poland
Email: info@creditoro.eu